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Life Insurance Questions and Answers

So, you've read all the materials and you still have questions. Perhaps, they are among the more commonly asked questions answered here. If not, feel free to contact your Benefits Administrator.


  1. Premium payments seem so low. How can I be sure that they will remain that way in the future?
    Our favorable experience has allowed us to offer low-cost insurance protection to NASA employees for many years. However, employee premium payments may change from time to time depending on our claims experience, the NEBA reserve and the actions of the NEBA Board of Directors.

  2. Must I pay the premiums through payroll deduction?
    Yes, payroll deduction is the only way you can pay for your premiums.

  3. Why is it important for me to enroll in the Basic Life Insurance Plan within 31 days after the end of the first three full pay periods of my NASA employment?
    By applying within this time frame, you will not be required to show medical evidence of insurability for the Basic plan for yourself or your dependents.

  4. What happens if my salary changes?
    If it changes your Basic plan insurance class, you will be covered for the amount of Basic insurance applying to that class at the beginning of the next payroll period.

  5. What happens when my age changes?
    Your premium payment will not be adjusted for either the Basic or Optional plan until the first payroll deduction in January. No adjustment will be required unless your new age places you in a higher premium bracket.

  6. Am I covered while flying my own private plane or as a passenger in someone else's plane?
    Flight as a pilot or as a passenger in a private plane is covered under the Basic and Optional Life plans. Under the Accidental Death and Dismemberment portion of the plan, these activities are covered only if the flight is in the course of employment not recreational.


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NASA Official: Mike McCann
Last Updated: June 29, 2007
+ NEBA Curator
+ Contact Phone: 1-877-NSSC123